Paycheck Calculator Texas
Calculate your accurate take-home pay with Texas state taxes, federal taxes, and FICA deductions
Texas Tax Model Overview
2025 Key Rules:
- • Texas does not impose state income tax on wages
- • Last updated: 2025-01-15 0
Texas Paycheck Calculator
Enter your salary information below to calculate your take-home pay in Texas. Our calculator includes federal taxes, FICA, and confirms no state income tax, and common pre-tax deductions.
Calculator Inputs
Your Take-Home Pay
Texas Calculation Process
Step-by-Step Calculation Order
- 1Apply pre-tax deductions to reduce taxable income
- 2Calculate federal withholding using IRS Publication 15-T
- 3Calculate FICA taxes (Social Security + Medicare)
- 4Confirm no Texas state income tax
- 5Subtract post-tax deductions if any
Texas Forms & Documentation
Employee Forms
- 📄W-4 (Federal Employee's Withholding Certificate)
Employer Forms
- 📋Federal tax returns only
Texas Paycheck Examples
$25/hour, 40 hours, bi-weekly (Texas TX)
$60,000 salary, semi-monthly (Texas)
Official Tax Resources & Sources
Federal Tax Resources
- IRS Publication 15-T (2025)
Federal income tax withholding methods
- SSA: Contribution and Benefit Base
Social Security wage cap and rates (2025: $176,100)
- IRS Topic 560: Additional Medicare Tax
Additional 0.9% Medicare tax rules
Texas Tax Resources
- No State Income Tax ↗
Texas official tax guidance
- Texas Department of Revenue
State tax authority (link pending)
- Texas Withholding Guidelines
Employer tax guides (link pending)
Texas Frequently Asked Questions
🏛️Does Texas have state income tax?
No, Texas (TX) does not impose state income tax on wages. This means your paycheck will only have federal income tax, FICA taxes (Social Security and Medicare), and any applicable pre-tax deductions.
🏛️What taxes do I pay in Texas?
In Texas (TX), you pay federal income tax, Social Security tax (6.2%), Medicare tax (1.45%), and additional Medicare tax (0.9% on income over $200,000 for single filers). No state income tax is deducted.
🏛️How does living in Texas affect my take-home pay?
Living in Texas generally results in higher take-home pay compared to states with income tax, since you avoid state tax deductions. However, Texas may have higher sales taxes or other fees to compensate for the lack of income tax.
What's New in Texas for 2025
2025 Tax Year Updates
For 2025, Texas continues to have no state income tax. This policy provides residents with higher take-home pay compared to most other states.
Common Texas Payroll Mistakes
Avoid These Common Errors
- •Assuming there might be state tax when there isn't any
- •Not accounting for potentially higher sales or property taxes
- •Forgetting about unemployment insurance taxes (SUTA)
How-To Guides for Texas
📝 How to Fill Out Your W-4
- • Choose correct filing status
- • Calculate multiple jobs adjustment
- • Claim dependents accurately
- • Set additional withholding if needed
💰 How to Maximize Take-Home Pay
- • Contribute to 401k (pre-tax)
- • Use HSA for medical expenses
- • Optimize filing status
- • Review withholding annually
🏦 How to Calculate Annual Taxes
- • Multiply paycheck deductions by pay periods
- • Account for no state tax benefit
- • Consider year-end adjustments
- • Plan for potential refund or payment
📊 How to Read Your Pay Stub
- • Gross pay vs. net pay
- • Federal vs. no state taxes
- • FICA breakdown (SS + Medicare)
- • Pre-tax vs. post-tax deductions
🔍 How to Verify Calculations
- • Check pay frequency math
- • Verify tax bracket calculations
- • Confirm FICA wage bases
- • Compare with actual pay stubs
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Important Disclaimer
This calculator is for educational and estimation purposes only. Actual payroll calculations should rely on your employer's payroll system and official regulations. Results may vary based on specific circumstances, employer policies, and timing of tax updates.